We have dealt with the "internal" side of money and the"eternal" aspect of money. 
This weekend, we are dealing with the three "external" aspects of money:

1. ENVIRONMENT: How you have handled your money in the PAST? (Debt)

2. BEHAVIOR: Where you are PRESENTLY with your money? (Cash)

3. POTENTIAL: What can your financial FUTURE look like? (Investment)

I. Environment:

"The creditor has come to take my two children" 
(WHAT HAS GOTTEN ME TO WHERE I AM?)

• Don't substitute "SPIRITUALITY" for "practicality" with finances.
• Am I "chasing CHANGE?"
  • I constantly look for a "fresh START."
  • I stay in TOXIC relationships.
  • I listen to everybody's OPINION.
• Am I "following GROWTH?"
  • Follow spiritual LEADERSHIP.
  • Follow godly MENTORS.
  • Get financial EDUCATION.

II. Behavior:

"What do you HAVE in your house?"(Law of Awareness)

OPEN YOUR EYES: "Numbers never lie."

• Check your credit card bill.
• Balance your checking account monthly.
• Review direct withdrawals.

CHECK YOUR CASH FLOW.

• Determine the target levels for each of the four financial values:
  • Live: 40%
  • Owe: 30% (mostly taxes)
  • Give: 10%
  • Grow: 20%

WATCH FOR "LEAKS"

• "Battle Sam"
• "Deep freeze DECISIONS"
• "Set a cost limit"
• "Watch the blue light"
• "Check out of CHECKING"
• "1 or zero car notes"
• "Total cost of home ownership: 28%

III. Potential:

"Go, borrow vessels."

Ask yourself these questions:

• "What if?"
• "What's possible?"
• "Why not me?"
• "Why not with God for God?"

Three vessels you need to use:

• PERSONAL INVESTMENT: Do whatever you need to do in order to grow in your company, role, or extra income.
• PATIENT INVESTMENT—Save and invest, pay down debt, little by little.
• PASSIVE INVESTMENT—Step out in faith
  • Rental real estate
  • Royalties, inventions, or products
  • Business run by a team.